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Date Posted: May 19, 2023 11:17 am
Motorcycle riding is one of the most enjoyable and exhilarating experiences. Motorcycle enthusiasts often report feelings of unbound freedom and fulfillment accompanying their every ride. Some riders find such fulfillment only during risky, high-speed rides, while others enjoy slowly cruising through the city.
Regardless of your riding style (reckless, negligent, or vigilant), riding a motorcycle involves many risks. Unlike driving a passenger car, traveling by motorcycle is far more dangerous because motorcycle riders have less protection (their vehicles are far less stable than cars). Despite obeying traffic laws and following road signs, accidents leading to lethal consequences can happen to anyone.
In this article, you will learn about typical causes of motorcycle accidents in Moncton, New Brunswick, types of personal injuries resulting from motorcycle accidents, insurance options for motorcycle riders, including the claim process, and how Jack Haller can help you fight insurance companies tactics of denying or devaluing your claim.
The most common causes of motorcycle accidents in Canada, including New Brunswick, are the following:
Even the most vigilant and experienced motorcycle riders can get involved in a traffic accident. Collisions between motorcycles or crashes involving a motorcycle and another vehicle have detrimental and potentially lethal consequences. The most common personal injuries motorcycle riders experience in an accident are the following:
All motorcycle riders in New Brunswick must purchase third-party liability coverage. The minimum insurance is $200,000, covering the damage the rider causes to third parties.
However, the mandatory liability coverage does not cover personal or property damage the motorcycle rider sustains in an accident they caused.
Riders can choose between two optional insurance packages: collision and comprehensive coverage. Collision coverage protects the motorcycle in case of an accident, while comprehensive insurance covers the property damage resulting from theft, weather conditions, or vandalism.
Being involved in a motorcycle accident gives the injured party the right to file a claim against the rider’s insurance company, seeking compensation for the damage (medical costs, car repair, etc.). The victim filing a claim must offer as many details as possible, including location, time, and witnesses.
Once the insurance company receives the claim, its claims adjustor will consider it and decide whether to accept or deny it. If the insurer denies the claim or offers partial compensation, the claimant can file a lawsuit against the insurance company seeking fair compensation.
Jack Haller is a high-profile motorcycle accident lawyer practicing in New Brunswick, Moncton since 2004.
Mr. Haller can help you gather the necessary evidence to support your claim with the insurance company. Knowing the tactics insurance companies use to deny or devalue your claim (blaming the victim, delaying the claims process, disputing the severity of injuries, or minimizing the property damage costs), Jack will ensure you get the best possible outcome. If your claim is denied or devalued, he will use all his resources to file a lawsuit and represent your case convincingly before the court.
Reach out today to schedule your free consultation. (506) 204-1203 / jack@hallerlaw.ca
About Jack Haller
