Bike Accident Lawyer, Moncton NB

Bike Riding – Benefits and Risks

Cycling is one of the healthiest and most cost-effective methods of transportation. Whether you cycle for sport or as a commute, using a bicycle provides numerous benefits to individuals, society, and the environment.

However, bicyclists are the most vulnerable traffic participants. They are even more exposed to traffic-related risks than pedestrians. Unlike walking on a sidewalk, cyclists move close to cars and other motor vehicles. Despite wearing helmets and other protective equipment, being involved in a traffic accident can be lethal to bike riders.

In this article, you will learn about typical causes of bike accidents in Moncton, New Brunswick, types of personal injuries resulting from bicycle accidents, the legal aspects, and how Jack Haller can help injured cyclists get the compensation they deserve.

Common Causes of Bicycle Accidents in Moncton, NB

The most common causes of bike accidents in Canada, including New Brunswick, are the following:

• Mechanical problems;
• Poor road conditions;
• Bad weather conditions
• Distracted driving (texting, making phone calls, etc.);
• Ignoring traffic signs;
• Driving under the influence of drugs or alcohol (DUI);
• Car-dooring.

Most of these causes are attributable to cars or other vehicles’ drivers, with cyclists being the victims of their negligence.

Types of Personal Injuries Resulting From Bike Accidents

Even when wearing protective gear, cyclists can sustain severe personal injuries in a collision with a motor vehicle. Typical personal injuries bicyclists suffer in a traffic accident are the following:

• Strains and sprains;
• Facial injuries;
• Traumatic brain injuries;
• Concussions
• Internal organ injuries
• Broken or fractured bones
• Cuts and lacerations
• Skeletal injuries
• Neck and back injuries
• Paralysis

Is There a Mandatory Insurance for Cyclists in New Brunswick?

New Brunswick law does not require bicycle riders to purchase mandatory liability insurance. Their legal status is identical to pedestrians. If they suffer injuries in an accident caused by a motor vehicle driver, they can claim compensation from an at-fault driver’s insurance company.

Conversely, if they cause an accident in which someone else gets hurt, an injured person can sue them, seeking compensation in traditional court litigation.

What Should Cyclists Do After Experiencing a Traffic Accident?

Being hit by a car, bus, truck, or other motor vehicle is a traumatic experience for any cyclist.

Injured cyclists should remain calm after a collision and gather as much information as possible (about the driver, time, location, and eyewitnesses). Ask the driver at-fault about their insurance company name and take their contact details. Take photos of the vehicle, your bicycle, and the injuries you suffered. If your condition is critical, immediately seek medical attention.

After getting necessary medical attention, contact a personal injury lawyer with experience handling bicycle accidents. They will help you file a claim against the driver’s insurance company, seeking compensation for the damage (medical costs, car repair, etc.).

If the insurer denies or devalues your claim, you can file a lawsuit against the at-fault’s driver insurance company seeking fair compensation.

Key Takeaways

• Bicycles are a healthy, cost-effective, and environmentally-responsible method of commuting or recreation;
• Bicyclists are the most vulnerable category of traffic participants due to their direct exposure to motor vehicles;
• Common causes of bike accidents in New Brunswick include distracted driving, ignoring traffic signs, reckless driving, driving under the influence of drugs or alcohol;
• Typical injuries resulting from bicycle accidents involve bone fractures, lacerations, concussions, spine and neck injuries, internal organ injuries, and paralysis;
• New Brunswick bicycle riders are not required to purchase mandatory third-party liability insurance coverage;
• An injured bicycle rider can file a claim against the driver’s insurance company seeking compensation. In case of denial, they can file a lawsuit.

Having an Experienced Bike Accident Lawyer is Crucial

Jack Haller is a qualified bike accident lawyer practicing in New Brunswick, Moncton since 2004.

Mr. Haller can help you gather the necessary evidence to support your claim with the insurance company.

Knowing the tactics insurance companies use to deny or devalue bicycle accident claims (blaming the victim, delaying the claims process, disputing the severity of injuries, or minimizing the property damage costs), Jack will ensure you get the best possible outcome.

If your claim is denied or devalued, he will use all his resources to file a lawsuit and represent your case convincingly before the court.

Reach out today to schedule your free consultation; (506) 204-1203 / jack@hallerlaw.ca